Our Approach

The many demands of affluence require a sophisticated and coordinated approach.

Advanced Portfolio Design

In designing our clients’ portfolios, we act as their outsourced Chief Investment Officer. We combine our deep investment expertise with the rigorous evaluation of Canadian and global third-party managers to craft sophisticated portfolios that go beyond conventional asset classes.

Our approach integrates the full spectrum of fixed income and public equity with strategies only available to affluent and ultra-affluent Canadians, such as hedge funds, private equity, private debt and private real estate opportunities.

Facing ever-increasing taxes, affluent families need to structure their portfolios to eliminate unnecessary tax drag. Unlike many mainstream portfolio managers, we pay particular attention to investment tax management. Because our clients face higher taxes, we design our portfolios with after-tax performance in mind.

We apply the best practices of institutional and ultra-affluent investors.

1 Principled

We adhere to an evidenced-based investment philosophy.

Our investment principles reflect the research findings of many of the world’s leading financial academics and sophisticated investment practitioners.

2 Advanced

We use state-of-the-art modelling to engineer efficient and sophisticated portfolios for each client’s investment plan.

We consider the entire universe of diverse asset classes and investment strategies including private and alternative investments. We then engineer robustly diversified portfolios designed to provide clients with superior risk-adjusted long-term returns.

3 Tax-Conscious

We believe that after-tax returns matter most.

Since after-tax returns are the true measure of wealth creation, we focus on after-tax results. In managing our clients’ portfolios, we pay serious attention to avoiding unnecessary tax burdens and inefficiencies that can erode capital over time.

4 Dynamic

We weigh the rewards and the risks of changing market environments.

We regularly update our long-term strategic asset mixes in response to capital markets, ever-evolving product opportunities, and changes in tax law. Our clients portfolios’ interest-rate exposure is managed through a full suite of fixed income strategies alongside judicious allocations to active equity and hedge fund managers.

Taxes are often our clients’ biggest expense.

Portfolio Structure

In assessing their portfolios, investors should ask themselves the following:

Is my portfolio harmonized and managed under one strategy, or is it a mélange of ad-hoc decisions and managers?
Am I amply diversified?
Does my portfolio have exposure to investment strategies with the demonstrated potential for long-term outperformance?
Have I rid my portfolio of all unnecessary costs?
Have I properly addressed my investment tax bill?

We address these questions and more in our discovery process for prospective Family Office clients. We start with a thorough review of each family member’s personal circumstances and financial objectives. We then assess their risk profile, identify their tax attributes, analyze their existing holdings, and perform a comprehensive portfolio audit to identify gaps and opportunities.

Many investors fail to capitalize on the full spectrum of investment opportunities available today.

The Investment Opportunity Universe

Unlike many traditional portfolio managers, we access the full range of asset classes available to affluent investors including hedge funds, private equity, private credit, private credit and private real estate.

We tailor each client’s asset mix to satisfy the specific risk and return parameters of their investment strategy.

Unlock Access to Private Equity

Private investment funds often have prohibitive “single ticket” minimums in the many millions of dollars. Our clients can often participate in these strategies at far lower minimums thanks to the buying power of our multi-Family Office.

That means our clients never assume material concentration risk when investing in private equity and instead enjoy judicious exposure to some of the most experienced sponsors in the industry.

Peace of mind is a priceless commodity.

Integrated Wealth Management

Our clients’ financial concerns extend beyond the performance of their portfolios and often include the following questions:

Will I have enough to fund my lifestyle over the long term?
Is my family paying needless taxes?
How can I help my children become better stewards of capital?
How can I best pass my wealth on to the next generation?

Our integrated wealth planning addresses these and many other client concerns so our clients can rest assured that their affairs are in order. We also regularly work with our clients’ legal and accounting professionals to ensure a coordinated approach.