Knowing your risk tolerance is an essential first step.

We work directly with each Tacivest client and their financial advisor to develop an accurate risk profile. Unlike many practitioners, we separate risk capacity (time horizon, liquidity and cash flow stability) from risk attitude (one's personal comfort with risk).

Risk capacity and risk attitude are each separate constraints on structuring an appropriate portfolio. We seek to ensure that our clients don't assume more risk than they can handle financially and psychologically.